I've written this article for smaller banks, building societies, and corporates. It’s a topic I haven’t explored before, but it warrants...

Should we target net interest income? For many banks and building societies Net Interest Income (NII) is a substantial part of...

Legacy business - something you wish you didn't have The balance sheets of building societies often contain legacy assets. That’s...

When two parties separate there’s often a settlement involved. Normally this is an up-front payment and may include ongoing maintenance....

Drive in London and you can pay £21.50 for the privilege. That's the effect of the new T-charge. The mayor tells us it will cost...

To be an equity investor (active or passive) you must be an optimist. You believe that the future will be better and with this income and...

If you have tried any of the following you could be in for a nasty surprise. Things are not as smooth as advertised. Opening an account...