There's little benefit in trying to anticipate economic events or news to enter into transactions at more favourable rates, no matter how te

The upcoming budget serves as a timely reminder for investors managing gilt portfolios to reassess their strategy.

This is why establishing and enforcing proper policies that ban alcohol consumption during working hours is crucial.

One of the podcasts I like is the Rational Reminder: "Sensible investing and financial decision-making, from two Canadians". It provides...

The Bank of England commissioned Dr. Bernanke's report, "Forecasting for Monetary Policy Making and Communication at the Bank of England:...

Last week I received a newsletter from Conor Grennan – The Infinite Focus Group: AI In Marketing he explained how to use AI to create...

What's first strategy or risk appetite? A regular feature in the Investors Chronicle is a column called “Portfolio Clinic”, it evaluates...

Capital isn't gold bars Capital adequacy is right up there in terms of importance and quite rightly too as it’s a measure of the ability...

Drive in London and you can pay £21.50 for the privilege. That's the effect of the new T-charge. The mayor tells us it will cost...

During the summer regulators have been busy. Latest musings highlight the risks that threaten. A perennial theme seems to be the housing...

How much should I invest in stocks? How much should we hold in liquidity? These similar questions arise from different sources. One...

According the FT on 27/4/17 local councils are borrowing from the Treasury at about 2.5% to fund real estate yielding around 8%. The net...

Reinvestment of interest is the cornerstone of successful long term investment. Einstein recognised compounding as the eighth wonder of...

Last week I was discussing liquidity and market risk with two different banks. On reflection, it’s apparent that the way we set risk...

In this low rate environment pension liabilities have ballooned and companies have opted to close final salary schemes. Many private...

US bank stocks are indicating that the new administration may scale back the regulatory onslaught that followed 2008. Could this make...

What do the following two examples have in common? Example 1: If a 25-year-old saves £1,000 for retirement in 40 years’ time how much...

Traders know that being long means when the market goes up or sideways they win. This forms the basis for carry trades. That’s winning...

Back in 1997 Gordon Brown announced that the Bank of England would have freedom to control monetary policy. It was heralded as a move...

Many banks completely avoid foreign exchange risk. They borrow and lend in the same currency. Any customer trades are immediately offset....