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2013 July

FLS loan pricing

July 18th, 2013

In a recent letter from one of the largest UK banks to SME customers unsecured loans are offered at 8.75%. Cheap funding from the FLS leaves a net margin of around 7.25%. If you set aside £3 of capital to support the loan and earn £7.25 that’s a 242% raw capital return. Adding an additional […]

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