2011 June

Here’s a dilemma for a small bank. You have £20m of “spare” liquidity. What do you do with it? a. Deposit it all with Barclays? b. Deposit it equally with Barclays, HSBC, Lloyds and RBS? c. Deposit it in different … Continue reading →

The regulator is encouraging firms to become more proactive at looking at forward looking risk. Is that a good thing? It is not a panacea and its role should be put into context. Using your projections it to see what … Continue reading →